Tuesday, December 28, 2010

Not tight to loose money, no matter by 24

 Experts interpret : synchronous forums, live text, video reports
theme: twenty-four Hangzhou property market boost?
conference site: the focus of Hangzhou Real Estate Network Live Room (WTO two office buildings D, 801)

Moderator: Focus Hangzhou Real Estate Network
list of invited:
Chen Yu Zhou, deputy general manager of the Kunlun home capital of Deputy General Manager Wang Xufei
day < br> Senior Consultant General Consultant Huanglian You
Han Jia, general manager of Major real estate consultancy market research agency
policy manager source Gu Xiaoli
Daily Commercial News veteran real estate reporter Chen Yongyao
site issues: < br> Topic 1: The Hangzhou government quietly issued hanging in Hangzhou online, Hangzhou has long been rumored bailout policy formally introduced the property market.
Hangzhou People's Government introduced a number of opinions to promote healthy and stable development of the real estate market in Hangzhou
to implement the scientific concept of development, further improve the housing real estate market regulation policy, a reasonable guide development and construction of housing consumption and housing, and promote healthy and stable development of the real estate market in our city, the city issued a br> Topic 2: Understanding (Article)
C, tax breaks and subsidies (Article)
D, delay of payment of land developers paragraph (Article XII)
E, government procurement, affordable housing (Article IX)
F, relaxed open, completion deadline (Article)
G, other
topic 3, twenty-four will play much role in the housing market in Hangzhou?
following is a live text:
< > Focus live <>
Moderator: Sohu users focus on the real estate network, good afternoon! today welcomed the guests guest to our focus on the real estate network broadcast room. today invited guests came to We mainly talk about the live room had just introduced the > Deputy General Manager Mr. Wang Xufei Guangsha days
capital financing Health Consultant General Consultant Mr. Huang Lianyou
Han Jia, general manager of real estate consultants, Mr. Major source of institutional market
Policy Research Manager Mr. Gu Xiaoli
, Hangzhou government policies now have a new argument, that is, we now see the The New Deal, and for home buyers, tax relief and other aspects of a number of preferential measures.
would like to ask you, the Government introduced the Hangzhou about the current property market? whether it is a turning point? First have your real estate consultants, general manager of the Han Jia talk with Mr Major.
Han Jia, Mr. John Major, general manager of real estate consultants real estate consultants
General Han Jia Manager Major: I am a representative of the consulting profession. From my understanding, the rescue policy, we have predicted before, know nothing but what means the local government to promote this kind of program out of the real estate market to improve, Through these policies we have seen, in fact, the real estate market, local government is very important to our participants, it is not a spectator, the concept of a coordinator, because the property market will not affect the land market, thereby affecting the region Government's revenue, so the local government introduced such a policy has its purpose.
to the policy itself is concerned, some aspects of promotion of rational consumption, some aspects of the environment to promote investment, but the most basic needs and still for tax adjustments. demand the introduction of the accounts and tax policy, so that we can be such a demand for early release, such as account policy is limited, so for many home buyers who want access to Hangzhou, then this to early release, and the second is the tax relief, so that rigid requirements for some customers, the money can reduce 2-50000 money, or the role of a certain touch, the equivalent of a real estate product prices, So these two most of its meaning, one is the tax cut, one is home, when there is a Shanghai government has adjustments for income tax. so this is actually the Government has adopted two. these two for the market role in promoting or very obvious, especially in Hangzhou, the value of such accounts.
other points may be the face of the main developers of the supply side, so have a good release, one is the land funds face the situation, slowing the surface tension of some funds, including our real estate mortgage policy, so the interpretation of existing policy, all in the hands of local governments, the original license mortgage comparison difficulties in advance, now explicitly to support . So these two levels of control that we demand more attention to the regulation, because we are all Chibidaigou situation, if the current prices in Hangzhou, except in 2007 as part of the bubble, I think it can, after all, Hangzhou purchasing power is still, especially in these rigid requirements. so this is an interpretation of policy.
for policies, for different segments of Hangzhou is different, I think for high-end market had little impact here including the city's luxury, villas products, large size of the center of luxury products, etc., the product price has been close to thirty thousand, without much impact, because this segment is in fact not very popular account the impact of such policies, and its strong purchasing power. For in the end of the market, I think that some, especially the policy of home buyers, for the outer suburbs of the product, it may also have some effect, because it reduced after the deed, there are a lot of total rate of decline. So in general, the impact of different market segments with different, of course, the real right to be protected is the real improvement of living and consumer demand.
Moderator: Just a few, first is the policies introduced by the Government to do the analysis in several areas, as well as the impact of the policy for the property market in Hangzhou, the other from the market in this point of view, from different perspectives to interpret dealers, the introduction of the Government's policy of what their own views? have requested Mr. Chen Yuzhou Kunlun, deputy general manager to talk about home.
home deputy general manager of the Kunlun Chen Yu Chen Yu Zhou, deputy general manager Zhou
Kunlun home: generally speaking this content, the Hangzhou city government on behalf of local governments out of a relatively complete for the various actors active in the market transactions of measures, which include content related to real estate development companies, and relates to its primary, secondary market behavior, as well as the stock of three aspects of the market sales, so basically covers all the actors in real estate development-related transactions, so it came out a policy, its main purpose or for an active trading market , to increase the number of transactions, let the market get healthy and normal development. We are also long-term follow changes in the market, it should be for the city of Hangzhou as it continues to expand, we are now the population is in constant urban expansion among, We believe that a few years ago in the relatively stable period of Hangzhou, the annual real estate market new real estate market trading volume should be at 300 million square meters, but 200 million this year, not necessarily look to complete, so that means Hangzhou, the demand for new housing was extremely inhibited, so look for the entire market is now negative, so there is no such policy out of our own the words of the second half of this year may see a relatively large range of real estate funds business tension, and even the situation is similar to run out of cash break, so that the people of falling prices for the call may be beneficial, but that it will cause prices to rise, because the real estate business after death he will not put more money building houses, two-thirds of that time may be difficult to sustain the enterprise, other enterprises hold open, so that the supply of the market is down sharply, so that you will one day be the original release of suppressed consumption down, this will lead to a surge in kinds of situations, so this will result in market instability.
the introduction of this policy now, the market will form a good stabilizing effect, from the point of view there are several policy to stimulate consumption, especially in this policy which more important point, it is in the range of the local government can do to achieve the maximum limit of which, such as the housing accumulation fund from 500,000 to 600,000, so the common people to buy homes now, then 90 side, according to the current urban The average price of ten thousand words in his early, that is, you do not use commercial loans to the housing provident fund loans directly to complete your purchase, so that the original restrictions on bank lending by the central bank was a weakening of local government weakened.
another aspect , the tax on the transaction process, the local government to supply all buyers posted gains, while the original process for a large number of second-hand housing transaction tax, previously refunded, and now as long as the self-declaration on it, so for the second-hand Housing transaction tax is also relatively large decline.
for the development of enterprises, this one is the payment of the land, and a 70% to the price can go through the appropriate procedures, the money so I can not pay a started, and so will a lot of development companies because of this alive, because the land price to pay from your end to fully start some time, this piece of funding for the development of enterprises is very, very large, this is one of the development company.
companies in addition to payment for the development of the subsequent delay time, the proportion of payment to pay, it should be for the Government is also seen the question before us do not want to meet these development companies are really to unsustainable levels of capital and, as such results are not the buyers want to see house prices fall, but they are more reluctant to see prices rise because the market does not supply the.
needs?
Chen Yu Zhou: In fact, this is not a substantive role, because you own the development of large enterprises, banks have a certain line of credit, the banks can grant loans or some object, so the more is a symbolic meaning.
days, deputy general manager Wang Xufei
Capital Metro Deputy General Manager Wang Xufei Guangsha days: be concerned, the market experienced a significant surge in 2007, market conditions after the first half of 2008 structured in terms of the overall market is a callback for a number of structural changes, this is a bubble market factors as the original in 2008, there had been some reduction, this is a background introduction of this policy. In addition, the Housing demands the development of effective real estate market, where full performance. the It recognizes there is a problem, face a number of problems in the market, you need to maintain appropriate policies, so as to allow orderly development of the market, but also to maintain a stable local economy and GDP growth and stable growth in fiscal revenue, because If you can not handle this very good relationship between the orderly development of the national economy can not be effectively protected, because the real estate in the national income which has a very important position, while facing this year is about to enter the New Year period, in order to maintain social harmony development, maintaining a steady state of the industry, in fact, there are economic and political considerations.
have also done a lot of peer reviews, and it should look at expanding the market and help develop businesses face hard times, while reducing the purchase by transaction costs, in fact, constitute the three elements of this file. expand the market side, through the purchase of home problems, the original account of Hangzhou is very scarce resources to do as many as possible open, which is more to see this factor. to help tide over the difficulties of the problem of developers, in fact, the problem for the collection of land shall, in fact, to the development of a new financing platform for enterprises, their effect is to this effect, the Government is has made the industry should do as much work. At the same time as a consumer, by lowering taxes, reducing transaction costs, in fact, by this idea, we believe that the real estate market in Hangzhou, after which round of adjustments, the basic effect has been shown, you can determine clearer.
should be run, the problem affect the entire real estate development, there are two problem loans, the bank structure of the problem, but can also see in this document which, for the second 18 years is a credit to this problem of organic amendments, indicating that the local government on this issue has affected the development of the industry, especially in this stage need to be adjusted within the competence of their own. on banks credit problems, in fact, a loan through this content with the appeal of the statements, but also conveyed to the central government such a message, because Hangzhou is after all a relatively stable, relatively healthy market, as Beijing has issued a such information, I hope to make effective on this issue the amendment, to ensure the rapid development of the entire national economy.
because you can see that the financial crisis facing the international community, as a whole there have been significant fluctuations in the national economy, and how stability of the entire national economy maintained rapid and coordinated development, the Central has always talked about the development of faster and better, then how, investment in fixed assets, which a very important component of the role is huge, so the message here us a clear signal to market signals, after some adjustments, after a certain amount of compression, it can have such a purchase, and it came to a junction point.
Moderator: Thank you, Wang. here mentioned that the corporate income tax for the development of enterprises, significant turn for the better?
Daily Commercial News veteran real estate reporter Chen Yongyao
has been done, and this chain of three major industries in the real estate which should have been balanced, and it is mainly the government foot the bill, but I find this Not so fast, but not the intensity is not big enough, in fact, getting bigger, but the current problem is the whole market in the consumer confidence in the potential buyers the confidence of the general lack of another aspect of the current domestic economic situation, including the International financial situation is particularly complex year, and now the context of the entire national economy, they will certainly be a lot of people's unrealistic to imagine, imagine plenty of room for housing, although this time there are many rigid demand exists, but not there is no flexibility, or a certain contraction of the space. as I understand it, the introduction of this policy is certainly good, but from a developer point of view, the consumer point of view, should not expect too much.
Second, aside here of Xiaoshan and Yuhang District's policy, here is the one of these two policy areas.
another one, and one for macro policy, people may still have high hopes for this reflection.
So I think the property market in Hangzhou, the government can done has been done, the developer or have some deal on the market, of course, every business each and every project is different, as I understand it, Hangzhou, prices or indeed a relatively high position, I think so Most of the middle-income people the pressure is very large, from a macro level, on the one hand say now to increase consumer confidence and stimulate domestic demand, real estate, this one really is the greatest consumer demand, but if house prices had high, this consumer demand will inhibit the other needs, as a family to buy a house it will affect the car or other consumer, it really is a dialectical view of such coordination problem.
I think this round of policy, it should be said to be good, but will be a more long-lasting, the developers still need to do long-term plans. recently went to Xiamen, Wuhan, Beijing and other cities to see, I think this is a common problem, that is, people's wait and see attitude, this time the policy can have some effect, but will not be an immediate problem.
Moderator: Here we Housing Fair held soon, then the Housing Fair was held, the policy introduction is an opportunity, then Huanglian You talk about the teacher.
General Counsel Senior Advisor Health Advisor Division Huanglian You
owned General Counsel Division Huanglian You: They said are just confidence, I think the may not be saved up, lack of confidence, then hit seven discount for each purchase and no one bought it, this is not the consumers can not afford the main problem is a confidence and convey signals. Vanke discounted earlier, many companies discount heart beat a lot of media coverage Qizhe, play half later, the tone of public opinion so diffuse distribution throughout the community, so no one then buy a house, and we believe that the real estate market to die, this may account for the major public opinion .
then in this context, the Government, developers, media, including the past, many experts, a variety of voices, we the voice of a large number of consumers, we see that the sound is about half of the amount, Qizhe's voice, some of our experts for so many years, and some has been or is to, so I think that could have been two out of two voices: a voice of the government, our government should not be too ambiguous, the money is needed , but do not dare say, this government is very clear, because the company down, immediately is a social problem, and now we see a lot of online real estate business problems and bring a very serious social problems , so now is a very necessary, the Government should stand up and speak, so our media guide, the market's stability, which is a priority, so the attitude of the Government's performance out, the main issue is the stability of such a signal the market is not the policy A lot of people introduced soon to buy a house tomorrow, this is unrealistic, but this really is just fine for real estate, many people worry about what will happen this year's Housing Fair, there may be public opinion in our society these days, discussion of ordinary people, developers Ye Hao, for the Housing Fair at least I think so many concerns are reduced, so that many new properties the Housing Fair, because they are also hesitant before, if the government are now standing out This may encourage the spiritual level, these properties open up. So now some developers are hesitant, but since the Government has introduced such a policy, then they are altogether introduced earlier, this is an encouraging way. < br> then I seen it, this policy I think the most welcome cheers of the developers, because it addresses many specific issues, such as land prices so high last year, took them what would happen next, what about development time , then the original developer is also reflected in some of the good situation in previous years, income tax is no problem, but now the money to the government a lot of pressure on the one hand, money is not withdrawn from circulation, while also pre-paid, then these problems the Government also know, some time ago the Government is also the developer of the forum has been held, the Government also saw a lot of problems, so a large part of this is to developers, such a perspective is very timely, as the whole market in terms of , that is a confidence, a signal to public opinion in the hope that we can stabilize the market from the point of view, as far as possible the feel of our Government in this respect as, it is mainly the following aspects of the problem.
Guangsha days Metro Deputy General Manager Wang Xufei: Here I add a few points. In fact, this time the market has experienced significant fluctuations in future large, should see, including our overall real estate market in Hangzhou, the price of land has been a steady upward trend, especially to the rapid increase substantially in 2007, so a lot of this, the government control of public resources, but the Government do not have much experience in the above test of the market, but this time experienced the care and love for the developers that the land resources of a public In fact, there is a very strong market factors, so that the government later in the process of transfer of land, more land will take into account the impact of the market. The Government shall settle through land adjustment is to give everyone a break, is left to the subsequent development of a room for adjustment.
Moderator: mainly just that is buy a house. So I ask the source agency market research strategy manager Mr. Gu Xiaoli, for many buyers, it is not at this stage can be had?
source agency market research strategy manager Gu Xiaoli
source agency policy Market Research Manager, Gu Xiaoli: Actually, I still want to say to such a confidence, then this the Qizhe, and now many home buyers in mind there is a lower plate, it is now a growing number of users may now be thinking, I bought a house today, tomorrow will not fall down, so now is the This lack of confidence. So now for the Housing Fair, they more likely to be Qukan Fang, then the introduction of this policy, for some customers to purchase with a confidence role, particularly for the purchase of second-hand housing who in this period of time that may be more.
then there's that are concerned, he hoped that house prices have been in the end, and by that time the possibility that some developers fallen, some survived, those developers may occupy seventy to eighty percent of Hangzhou, this They may slowly activate the market chain up to Hangzhou, and Hangzhou, so buyers can not get benefits? The not certain. So the question here will depend on the timing, you buy a house is their own use or investment, you are indeed the self-occupied, and now the price, as long as you can afford, you can buy, of course, you have to reckon, such as housing provident fund loans, as well as the adjustment of the down payment, so it can meet your requirements, then , you can buy. But if you are investing, you now or wait for the better, because now the market will go up to fall, because the implementation of this policy will have a continuous need for a process.
chair man: In fact, this also indicates a problem, the Currently the introduction of this policy. then there are a few to ask you, the about to purchase, and they should pay attention to what a few do?
Han Jia, general manager of real estate consultants Major: Actually, this is mainly in three aspects, the first is to stimulate the market to buy gas, and the second is to reduce direct pressure the third is direct government involvement. we say is a lot more than it is now, and we buy a house account can solve the problem immediately, of course, the last one talking about the government's direct involvement, that is, the practice of the last government, such as low price, this will depend on how the last one kinds of situations, so the plus side for consumers, you can see the first aspect, is to stimulate buying in the area.
Metro Deputy General Manager Wang Xufei Guangsha day: Now the entire real estate market, in fact, the Government has already started with its administrative power of intervention in the market, and hope that this market can be a soft landing, and then after the development of a solid foundation, because this process, and now the government, enterprises, consumers and orderly development of the real estate market is an important component part of the three components of this problem which side of the development will affect the entire industry. So why choose to appear before this year's Housing Fair this policy should be said that there is consideration of the Government, it is necessary to ensure that this year's GDP growth while maintaining market confidence, and give buyers real benefits, to develop business and create a relatively relaxed environment, so many factors determine the time period in which the introduction of such a such a comprehensive market recovery plan, at least government intervention, and hope that the whole market to a smooth and orderly development.
Moderator: So the real estate market for the next year the whole situation, including with the psychological expectations, there is no difference?
Metro Deputy General Manager Wang Xufei Guangsha days: developer perspective, the overall surge last year, developers are not willing to see, in fact, if the developer environment in which such a surge developers to be more prone to problems, the market for next year, after this round of adjustment, the government has emerged a plan for the rapid decline in the market to contain a clear role, of course, the overall market is not an immediate move, but by After this period of adjustment, the market will consolidate its base in the bottom of the next year on this basis may be a more orderly development. should be, we are now the real estate market is upward, in this decade appear on such a time adjustment is normal, but from all aspects of urban development, the entire market is still good.
Moderator: So does the focus of Hangzhou Real Estate Network chief Chen Xianfeng, for Four feel an effect in the short term this policy may be more difficult, now more of a psychological impact on, we are all about ideas. markets are on sale now, if reducing the number of tax, for the individual concerned meaning is not a matter of fact, the short-term impact is difficult for the market, more of a market level, market confidence, the confidence of developers in particular, the impact of this may be a little larger, to produce substantial impact may be over a period of time, including the repurchase of government we have just talked about, from the present situation the Government to do buybacks, this possibility is relatively small, because the market is very poor when the government does not dare to buy because the government can not put themselves on the inside cover, if the Government felt very safe to go inside money into the market when that time do not need to repurchase.
so I feel from this fourteen macro-level adjustment.
course, the introduction of this policy, and this may have little relationship between the Housing Fair.
Han Jia, general manager of real estate consultants Major: Actually, we the people are the property of the original income, the stock market now, that is, the virtual economy is not up, this is very clear. on the real economy, and now China is a transition stage, and this is a painful treatment, so within three years to enhance people's income is very limited, if they have no money, who buy a house, so the long term really needs a soft landing, not just to such a stage of financial income.
Moderator: Okay, thank you today Guests come to our live room! Welcome to the users continue to focus part of our Focus! this interview is over! (Editor: scared text)

No comments:

Post a Comment